One app to manage all your personal finances

Simply download the Montra App to set-up your Personal & Business accounts to send money, accept payments, shop in marketplaces and access financial products, all in one place.

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BANKING

BANKING

PAYMENTS

PAYMENTS

MARKETPLACE

MARKETPLACE

LOANS

LOANS

INSURANCE

INSURANCE

INVESTMENTS

INVESTMENTS

Sort All Your Payments And Cash Flow Needs

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Set-up an Instant Bank Account for FREE to save, manage & transfer funds.

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Pay anyone, anywhere with just a click . Enabling quick, simple & secure payments.

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Get paid faster. Grow your business by accepting Payments from everyone using our QR code, Soft-POS & POS terminal. Receive instant voice & text notifications & settlement advice on Montra App.

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Power your business with our Payment Gateway. Simply integrate Montra Payment Gateway with your website or Mobile App to start accepting payments from your customers.

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Compare loan offers from our Lending Partners & get instant loan disbursement to meet your cashflow gaps for your Personal & Business finances.

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Shop from brands and creators you love powered by quick, simple & secure payments. Offering customers superior online shopping experience with Chat feature enabling them to interact with Sellers & even make payment while chatting.

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Build your dream Virtual Store for free to start selling online. Send feeds to build awareness, Chat with those interested in buying, Build relationships with those who follow your store & Offer tailormade payment methods to boost your business.

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Compare Insurance Policy Premiums & Features to buy the most suitable plan from our Insurance Partners.

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Compare best Investment plans available towards maximizing your returns.

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Simple, reliable, private messaging and calls for free. Montra Chat comes with CHAT PAY feature to enable you to make payments or request payments while you are chatting with someone.

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Earn exciting rewards when you make Bill Payments or buy Airtime & Data on Montra App.

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BankingPaymentsFinanceChatShop

Secure Way Of Accessing A World Of Banking

Set-up your Montra Personal Account instantly for FREE. Secured with 2FA using Montra Soft Token, you can start making payments & transfers.

Pay Your Way with Montra

One app. Multiple payment options, all built for ease, speed, and control. With Montra, you can pay using your:

  • Montra Account
  • Linked Bank Accounts - Pay using your other bank accounts linked to Montra App.
  • Linked Cards - Use your saved debit or credit cards on Montra App.
  • Installments - Borrow instantly to Buy Now and pay overtime.

Simple. Secure. Seamless.

Manage your Finance, on the Go

Wherever life takes you, Montra’s got your back on your Finances.

From unexpected expenses to future planning, we offer smart, secure solutions through all major Partner Institutions :

  • Loans
  • Insurance Plans
  • Investment Plans

Because your money should move as smartly as you do.

Send Messages. Send & Request Money. Same Chat.

Introducing CHAT to PAY, Montra’s game-changing feature that lets you send or request money without ever leaving your conversation with other Montra users / Merchants.

Shopping Meets Simplicity

With Montra Store, sellers showcase. Buyers discover.

From local sellers to online brands, everyone gets a place to sell, share, chat, deliver and get paid.

Easy shopping. Instant payments. Real connections.

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Secure Way Of Accessing A World Of Banking
Secure Way Of Accessing A World Of Banking
Pay Your Way with Montra
Pay Your Way with Montra
Manage your Finance, on the Go
Manage your Finance, on the Go
Send Messages. Send & Request Money. Same Chat.
Send Messages. Send & Request Money. Same Chat.
Shopping Meets Simplicity
Shopping Meets Simplicity

Go cashless, shop & sell virtually, access credit, insurance, and investment products seamlessly with Montra.

Building future of an Inclusive Financial Ecosystem

Our Vision

Our Vision

A financially inclusive world where everyone can participate, prosper, and progress. We imagine a future where digital finance is universal, intuitive, and trusted—where every person and every business has the tools they need to build a better financial life.

Our Mission

Our Mission

Introduce innovative products & solutions that promote Financial Inclusion across emerging economies towards the transition from cash to digital payments & making accessibility to Credit easy for everyone.

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Better Reviews, Happier Choices

Loving the experience Sohil Karia. Been using the app past 40 Days.

Adebayo

Adebayo

Great to manage and monitor personal finance, my favourite feature is the investment portfolio where I can view my diverse investment at one place.

Danjuma

Danjuma

Loving the experience Sohil Karia. Been using the app past 40 Days.

Adebayo

Adebayo

Great to manage and monitor personal finance, my favourite feature is the investment portfolio where I can view my diverse investment at one place.

Danjuma

Danjuma

Frequently Asked Questions