Montra Personal Account:
Your All-in-One Digital Account

Get your Montra Personal Account to start saving & spending in minutes, right from your phone

Account
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₦ 5,000
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Breakfast

Yesterday, 9:10

-N20

Account
₦ 15,000
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House Bill

Due Today

-N 500

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Personal
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₦ 20,000
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Salary

Today, 12:03

+N 5000

Unlock Your Financial Potential with Montra
Go Cashless
Pay Smarter
Shop Seamlessly
Access Credit, Insurance & Investment products

Take Control of Your Finances, Effortlessly.

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Banking
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Finance
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Chat
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Payments
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Do More with Your Money. Spend and Earn Rewards

  • Open a Montra Account, get your free virtual debit card, and start earning rewards when you spend.
  • Link your existing bank accounts on the Montra App and manage all your payments in one place. One app for all your bank accounts.
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Invest, Insure & Borrow with Montra

  • Access loans, buy insurance, and invest. All from one powerful app.
  • View your transactions in real-time and monitor your financial activity.
  • Get intelligent insights to help you plan, save, and spend wisely.
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Montra Shop: Discover. Compare. Pay Smarter.

Your everyday shopping, powered by Montra:

  • Browse products & deals right within the Montra app
  • Compare prices across partners for better value
  • Instant payment checkout using Montra’s multiple payment options
  • Earn rewards & track purchases with ease

Shop confidently, pay flexibly

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Send Money like a Message

  • Turn conversations into transactions
  • Send, Request Payments while you chat and receive instant payment confirmations
  • Secure & Instant. No app-switching!
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Make Fast, Flexible & Secure Payments

  • Enjoy multiple payment methods using your Montra Account, Linked Bank Accounts, Cards, or even via Installments.
  • Scan & Pay instantly at Merchants stores
  • Every transaction is protected with a Montra PIN and Soft Token authentication.

With Montra, managing your money is fast, secure, and always in your control.

Simple Money Management, Designed for You

With Montra Personal, you're in Charge. Send, spend, and manage your finances right from your phone.

Frequently Asked Questions