Montra Personal Account: The Easiest Way to Pay, Anywhere

Whether you're paying bills, splitting dinner, or sending money to loved ones, Montra makes it effortless. Say goodbye to cash and long queues. With Montra, your phone becomes your wallet.

>Payments

overview-phone-image

Pay Bills

Send Money

Fast, Easy Payments, Right from your Phone

Montra gives you a smarter way to manage your Money, no cash, no complications. From sending money to friends and family, to paying bills, shopping, and more, Montra puts secure, fast, and reliable payments in your hands.

Whether you're buying airtime, paying rent, or splitting the tab, Montra keeps it simple.

The Smarter, Safer Way to Pay

Your money. Your data. Protected at every step.

Secure from the Start

Your Montra App is protected by the password you set; you can also unlock it easily using Face ID or biometric authentication on your phone.

Advanced 2FA Protection

Montra offers you a Free Soft-token service through the Verifyed app. When necessary, you would be prompted to enter the Soft-token code for authenticating your transaction request to protect you against fraud.

Built-In Payment Checks

Every payment on Montra is processed only after you successfully authenticate with your Montra PIN.

Your Privacy, Always

Only you and the person you’re transacting with can see the details of your payment, keeping your transactions private and secure.

Send Money your Way. Fast, Easy & Secure

The Montra App gives you multiple simple and reliable ways to send money, anytime, anywhere.

Montra Account

Montra Account

Make fast, hassle-free payments with your Montra Personal or Business Account.

Linked Bank Accounts

Linked Bank Accounts

Easily link your other bank accounts on the Montra app and manage all your payments in one place. One one app for all your bank accounts.

Linked Cards

Linked Cards

Securely link your debit or credit cards on the Montra App and make seamless payments, no need to carry physical cards.

Installments

Installments

Don’t have enough cash to make a purchase? On Montra, you can instantly borrow money from our lending partners to complete your payment.

Track your Rewards, all in One Place

Montra Account Statement

View all your payments in real-time with your Montra Account Statement. Clarity made simple.

Instant Alerts

Get voice and text notifications on your Montra App every time you receive a payment so you’re always in the loop.

Reward Points Tracker

Keep tabs on every reward point earned with a dedicated Reward Point Account Statement no surprises, just benefits.

Easy Reward Redemption

Redeem your points anytime and monitor it all through your Reward Point Redemption Account. Track your perks with ease.

Discover More on Montra Marketplace

Airtime top-up

Data Recharge

Cable TV

Electricity Bill

Bills Payment

Broadband

Shop

Airtime top-up

Data Recharge

Cable TV

Electricity Bill

Bills Payment

Broadband

Shop

Whether you're paying bills, sending money, or shopping online, do it all in one place, with complete peace of mind.

Frequently Asked Questions