Montra Personal Account: Powerful banking. Simplified finances

Get your Montra Personal Account to start spending, sending and saving in minutes, right from your phone

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Fast Payments
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Secure Banking

Your Digital Gateway to Financial Empowerment

Montra gives you a smarter way to manage your Money, no cash, no complications. From sending money to friends and family, to paying bills, shopping, and more, Montra puts secure, fast, and reliable payments in your hands. Whether you're buying airtime, paying rent, or splitting the tab, Montra keeps it simple with just a few taps.

Banking That’s Built for You

Open your free Montra digital account in minutes.

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No Fees, No Hassle
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Enjoy the convenience of mobile banking with your free Montra digital account and Virtual Debit Card.
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Safe & Sound
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Your money stays safe with Montra. None of your deposits are converted into risky assets.
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Instant Virtual Debit Card
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Get a Virtual Debit Card that is ready to use for online shopping, payments and subscriptions, anytime.
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Locked with Extra Security
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Your account on Montra app is protected with a Password, PIN and a Soft Token (for OTP / 2FA verification using a FREE Montra Soft Token account set up on the VERIFYED App) ensuring your account stays safe at all times.

Get started in minutes

Download the Montra App
Sign Up
Verify your Account
Start Transacting

Download the Montra App

Go to Google & Apple stores to download the Montra App.

01
Download App
02
Sign Up
03
Verify Account
04
Transact

Link your other bank accounts. Pay from all your banks, all in one Montra app.

01

Select Your Bank Account

Choose the bank account you’d like to link to fund your Montra Account. This lets Montra securely verify your account details and get your consent for Montra to send your payment requests to your bank, each time you pay on Montra App using this linked account.

02

Verify Account Ownership

To securely link your account, make a quick refundable payment from the account you’ve selected. This verifies you as the rightful owner and sets up the eMandate for smooth future transactions.

03

Add Funds to Your Montra Account

After verification, simply use the same bank account to load money into your Montra Wallet. With this final step, your account link is complete, and you’re all set to request payments right from the app!

From seamless payments to accessible credit options, Montra empowers you to take control of your financial future.

Frequently Asked Questions